Why renters insurance?
When you rent, your personal belongings aren't covered by the landlord's insurance. You can protect yourself against theft, fire and certain damage when you purchase a Virginia renters insurance policy from Northern Neck Insurance.
With prices on the rise, everyone is watching their budget. But renters insurance is one of the best values out there. You can get a basic policy for less than a dollar a day, depending on the coverage you require and where you live. In return, a renters policy provides:
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If your belongings get damaged or lost from the covered perils like fire, tornadoes, and hurricanes, you don't have to worry about the cost of repair or replacement. A renters insurance policy can cover several types of personal items, including furniture, electronics, clothes, computers, and jewelry.
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If a delivery driver slips and falls in your rented apartment or your dog bites a guest, a renters insurance policy helps pay for legal fees and damages if someone is injured at your home.
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The coverage extends to your belongings wherever you go. The policy can compensate you for the losses if your covered items get lost, stolen, or damaged while traveling, either in your car or hotel room.
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If your rented home gets damaged, forcing you to relocate during repairs, the policy covers any other expenses you incur, such as other accommodations and food, above what you would typically spend.
Real-Life Scenarios where Renters Insurance can save the day
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Damage caused by fire
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Theft
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Accidents on your property
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Your dog bites someone
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Temporary housing if you’re displaced due to property
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Coverage for your things while you’re traveling
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medical payments to others
Real-life scenarios where renters insurance can save the day
-
damage caused by fire
-
theft
-
accidents on your property
-
your dog bites someone
-
temporary housing if you're displaced
-
coverage for your things while traveling
-
medical payments to others
Renter insurance discounts
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Multi-policy discount
Purchasing a renters insurance policy qualifies for our NNINS multi-policy discounts. For instance, you can qualify for a 15% discount if you purchase an auto policy with a renters policy. The discount applies to policies existing at the effective date or within two months.
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Mature discount
At 50 or above, you're actively planning for your retirement. Every dollar you save goes a long way into building your retirement savings. At Northern Neck Insurance Company, we understand this and are committed to supporting your efforts.
If you're 50 years or older on or before the renewal date, you can enjoy a 5% discount on the base premium on your renters insurance and channel the funds to other investments. Contact your agent to claim the discount.
