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Virginia's best-reviewed home insurer.Virginia's best-reviewed home insurer.
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Why choose an independent insurance agent?Why choose an independent insurance agent?
Helping Virginians since 1896Helping Virginians since 1896

Local, Affordable Insurance for Virginia

Protecting and preserving the things Virginians value most.

homeowners insurance virginia quote INSURE MY HOME
home and auto bundle INSURE MY CAR & HOME
insurance virginia quote ALL COVERAGES

More coverages

In addition to home and auto insurance, we proudly offer residents specialized insurance for:

Our coverages go above and beyond, protecting you against earthquakes, credit card fraud, water damage from backed-up drains, sinkhole collapses, and more.

Here's what being insured by fellow Virginians means for you:

It’s Personal
We insure individuals and families only, not businesses. So you’re always our top priority.

It’s Local
We know Virginia property and roads. And thanks to a select list of independent agents located around the state, we know Virginia communities, including yours.

It’s Affordable
Insurance shouldn't break the bank. Value is all about investing where it counts and saving where you can. That’s how we keep costs low and quality high.

It’s Tailored
We give you plenty of options and endorsements. So your coverage works hard and fits right – like a favorite pair of jeans.

Ways to save money on Virginia insurance

Ways to save money on Virginia insurance

Save 35% by bundling your NNINS coverages* – and other smart ideas.

*Typical multi-policy discount for eligible members. Actual savings can vary.
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What Our Members are Saying

★ ★ ★ ★ ★

Very efficient, after I reported deer accident I was called by Northern Neck and in 3 days my check was being processed

Deborah Hines
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★ ★ ★ ★ ★

Actually this was my first ever claim and the experience was very successful. Tucker was a joy to work with and the experience was very pleasant and speedy.

William Kemph
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★ ★ ★ ★ ★

Northern Neck insurance is the absolute best! Amanda made a not so pleasant situation with a deer, seamless and easy to fix. I highly recommend them for all your insurance needs!

Crystal Deaton
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Straight Talk

on taking care of your Virginia home and car.

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