Northern Neck Insurance Company
Northern Neck Insurance Company

Make a Payment!


Click Guide to Making A Payment for how-to instructions.


Consumer Access Frequently Asked Questions


We Insure Virginia Homes

We are a "Virginia Only" mutual insurance company. We insure responsible homeowners, landlords and renters against loss, harm and liability all across the state of Virginia. We don't just insure homes; we also insure automobiles, personal possessions, such as boats, personal liability and even identities.

We provide comprehensive, competitively priced insurance and best-in class service.

As a mutual insurance company we have no shareholders. Instead our policyholders share in the ownership of our company.

For more information on how a mutual insurance company works see the About Us/History tab.

To learn how to obtain a quote, see the Contact Us tab.

Why Northern Neck Insurance?

Fast, face-to-face claims service

When you need us most - we are there settling your claims before most companies show up!

  • We have independent agents to serve you in 168 locations throughout Virginia.
  • Customer discounts for multi-policies, mature homeowners, loss free drivers and more
  • Because we serve Virginians only, we know how to respond to the particular perils our neighbors fear and face most.
  • Our after-hours claims hotline is manned 24/7/365.


During Regular Business Hours: CALL YOUR AGENT

AFTER HOURS, Weekends, or during a CATASTROPHE: 877-968-7252

Insured tips on what to expect from a storm claim

News & Info

Be Prepared for the WINTER Season. PLEASE Read the following articles.

Winter in Virginia

Winter Weather Checklist

Snow Load Safety Guidance

How To Winterize Your Car

How To Drive On Black Ice

Power Outage Checklist

Have A Healthy Winter Season

Protect Your Pet During Winter & Cold Weather

Property Casualty Insurance Basics

Are YOU Ready for Disaster

ABCs of Fire Extinguishers